It seems like everyone is after a piece of your savings—we can never catch a break, can we? We all have unique struggles in life and have responsibilities. We may have children to feed, bills and fines to pay or maybe a bad habit that is costing us some money. Whatever the situation is, it all simply equates to a financial loss, but can we change that?
If there are things that we can change about our expenses, shouldn't we? Wouldn't it be in our best interests to adjust and cut back? Of course! If we have fixed expenses but still have a few expenses that can adjust according to our habits then we should take the time to change them. A penny saved a day can mean compounding interest in the future as it all adds up.
If you can make the necessary changes to decrease your expenses then you should make that decision.