There is hardly a person who does not dream of a house or at least a flat. The business of flats is now booming in big cities including the capital. The middle class now wants to buy a flat with a lifelong savings and debt burden. But before buying a flat you need more than just money; There is much more to look at. In order for the dream of a flat not to become a nightmare, various things have to be taken care of. For example, before buying a flat, you have to think about your budget, what area you will buy it from, whether you will get a loan or not, the size of the flat and the construction materials and how much tax you have to pay. Then decide how to buy a flat.
First of all, the link between sadha and sadhya
You need to think about buying a flat within your means. Suppose you can afford a flat worth one crore rupees. But he bought a flat worth five crore rupees with a loan. Later he could not repay the loan. Doubt whether you will have the flat then. So plan to buy a flat according to your budget.
In the capital city of Dhaka, there are flats starting from Rs 5 million to Rs 20 crore. In areas like Gulshan-Banani, Dhanmondi, Baridhara, the price of elite flats is 20 to 25 thousand rupees per square foot. In Badda, Rampura, Khilgaon, Mirpur, Ashkona and other backward areas, the price is between 5 to 10 thousand rupees per square foot.
Everything will fit
Choose a flat buying area with your child's education in mind. Children first. Wherever you want to buy a flat, see if there are good schools-colleges, universities around. Again, where the flat is, what kind of communication system to go to work from there, should also be considered. If the communication system is good, even if the office is far away, it will be compensated. There is a metrorail in the capital. The location of your flat may also be in the vicinity of the metrorail station. Then you can easily and smoothly go to your destination. In addition, the roads around the flat, the market facilities, will also be considered.
Interest in small flats
The size of the flat is a big consideration before buying. Generally, the demand for flats of 1200 to 2000 square feet is high. This type of flat is more on the list of customers' choice. Flat builders design buildings with this size in mind. You have to buy a car garage with a flat. For that 7-8 lakh rupees has to be counted extra.
Aesthetic style
Own flat means only bedroom, drawing room, not balcony. The aesthetics of the flats are also a big issue now. Have a little green ceremony, a little home style (interior). If you have these, the mind becomes better. Think about this before buying a flat. Also what kind of tiles, water faucets, doors and windows in the interior of the flat; Take a look at that too. Then you will not have to worry later. In addition, if there are many flats in the same complex, you will see if there is a gymnasium or a place to walk. Lately these civic facilities are kept in such complexes. You will also see whether there are hallrooms or similar facilities for holding small events inside the complex.
Company selection
Before buying a flat, one has to see whether the design of the building has been approved by the Capital Development Authority (RAJUK). If approval has been obtained, find out if the building has been constructed as per the design. Because, if the building is not constructed according to the design, RAJUK can demolish the illegal part of that building at any time. Whether any project is approved by RAJUK can be seen by visiting the website of the organization. In the case of the capital, the RAJUK approves the design, while the Chittagong, Khulna and Rajshahi development authorities approve projects in their respective areas.
Another thing is to make sure that the real estate and housing association of Bangladesh (REHAB) is a member of the real estate company from which you will buy the flat. It is better not to buy a flat from an organization that is not a member of REHAB. Because, if there is any problem next time, you can't complain to Rehab. The member organizations are held accountable for complying with the laws of the country as well as the rules of the organization. In addition, the agreement to buy a flat with the company must be verified by a skilled lawyer. Take a good look at the details of the agreement.
Buying a flat with lifetime savings. Fulfilling the dream of owning a flat. So if you look a little better before buying, you will not have to worry later. If not ...