Health insurance is compulsory for all people who live or work in the Netherlands. Expats from outside the EU, EEA or Switzerland who arrive in the Netherlands must take out Dutch health insurance within four months of receiving their residence permit, even if they have an existing foreign policy. EU, EEA or Swiss nationals who are working in the Netherlands must take out Dutch health insurance within four months of registering at their city hall.
Main health insurance companies in the Netherlands
Below a list of the main Dutch and international health insurance companies:
Dutch health insurance companies
LoonZorg (No mandatory excess)
ONVZ
OHRA
UnitedConsumers
FBTO
Besured
Zilveren Kruis
De Goudse Verzekeringen (customer service by European insurance in English)
LoonZorg (For international students)
International health insurance companies
Cigna
Foyer Global Health
SafetyWing Remote Health (Comprehensive coverage for nomads including COVID-19 treatment)
SafetyWing (Travel medical insurance for digital nomads)