For salaried people one most important day of the month is the 1st of the month. The day on which the salary gets credited. Though not all companies pay exactly on the 1st of the month, some pay in the 1st week of the month also, but around that time. When I was working in a full-time job, my salary would get credited in the account on the last day of the month and towards the date I would so anxiously wait for the salary credit.
Within one week of the salary coming into the account all the bills get paid off and necessary money transfers are done and I feel that by then the account is almost empty and then again, a long wait for the next salary to come. This is the irony of working-class people. The salary takes care of the loans and bills and handling necessary obligations after all of that what is left for self is hardly anything. Budgeting is what we need to keep doing month on month. And the month that we end up spending more, specially the festival and other occasion times, then the remaining months we need to compensate somewhere in our expenses.
Money comes in to the account and even before you realize the account is empty. I feel sometimes that the salary needs to be paid in 2 installments, one beginning of the month and one mid-month to balance out. I would prefer it that way. This I feel will benefit those who get into immediate spending of money once they have it in account, and not the necessary spending but the unnecessary spending. Nowadays with online shopping it becomes difficult to control and also one does not have to remove time to plan and go out. It's very handy. If salary is the only source of income, then a break up of pay in installments will help to balance out the expenses.
How much ever our salary is but it will never be enough. A person earning 100K will also be complaining and a person earning 1k will also be. When salary goes up our expenses automatically tend to increase in some or the other way. I hardly know a person who lives in the same means on the low earnings once they start earning more.
I believe that the day of the salary is the most important day in a common person's life.
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