Hive Backed Dollar Return Dropped To 15% APR

Computed as the median value of the top 20 Witnesses + 1 Backup. The return dropped from 20% APR to 15% APR. It has been at 20% APR since early 2022 and people had various thoughts on where it should have been and the great thing is you can attempt to vote you way to lower or higher returns on the HIVE Backed Dollar depending on what you believe is most beneficial to you and the overall ecosystem.

I'm ok with 20% because that pretty much has been the best in class for stablecoin returns and I feel like the HIVE ecosystem can benefit from it if more things were built upon that financial foundation.

https://www.hbdstats.com/

The Debt level is below 10% but likely some witnesses decided to adjust things but it is all an experiment.

Where do we put the funds to incentivize people to come to the ecosystem is a big question. Advertisements or try to do it organically or put the money into some more killer games built here.

I have been on STEEM / HIVE for over 8 Years now. It's still the best well formed ecosystem. Personally I feel like the fracturing of the community hasn't been good overtime on the individual prices.

Do you guys think the Hive Backed Dollar Returns should be at 20% APR or a lower or higher rate? I personally like 20% because that is what the US Dollar is actually inflating at each year regardless of what we have been told so it allows someone to try to keep up with that inflation.