Having a 50% income is like having your financial advisor telling you owning a big house of residence is an asset that would give you more tax breaks. Even so it's not all gains, you still taking huge sums of Mullah from your pocket to fix up and renovate. That's like spending $1,000 for a fixer-up just to save $35 or there about. That's a whole other algebra on its own, OMG help me find {dy}/{dx}. It logically doesn't make much of a sense in this regard if you know what i mean.
On the other hand, if you had blocks of apartment homes leased out, that's your money truly working for you. It gets even more rosy, when you got a good credit score and already have a proof of having managed other blocks of apartment--loan application gets speedy approval like ASAP-real quick quill signed approval. That's using good debt to create cash flow and passive income, and wait for it...you end up spending no dime but you get all the rewards it comes with
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