Is your chat peer-to-peer and end-to-end Encrypted?

We often use default systems to chat in cyberspace.

Only a very few bother about data privacy while online communication.

How does it matter if our chat data aren't peer-to-peer and end-to-end encrypted?

Then the chatting platform can spy on our private chat data and may use/sell it to third parties or even to our competitor companies!

Hackers can steal our private communication data in transit. But end-to-end encryption enables the sender to send encrypted data that only an authorized receiver can decrypt.

If the chat is end-to-end encrypted, the hackers can't read/view the private communication data because the hackers don't have the decryption keys.

Peer-to-peer communication can restrict other entities from entering into it unless the creator of the chat permits others to enter/listen/view it.