Are you aware of $HEX Crypto?
Hex.com
The staking of HEX is completely decentralized, your own your keys and you control your earnings. All yield is based on the HEX coin. Not some true pyramid scheme that tried to pay yield in stable coins while you give up your admin keys.
The market dictates the price. The longer you stake, the more yield you earn. There are many projects being built around this crypto as well. Check into:
icosa.pro
ICOSA $ICOSA
HEDRON $HDRN
COMMUNIS $COM
Passive income, earn $$ while you sleep. This is the only way forward. Stop saving dollars, invest and grow your wealth.