Have you heard FedNow?
https://www.frbservices.org/financial-services/fednow
Well, they have partnered with Cypherium (https://www.cypherium.io/)
Check into it and take advantage before everyone else. This is a sleeper, as I am hearing very little on this gem.
Where can you buy? https://www.mexc.com/
How to buy? I found it simplest to purchase XLM on Coinbase, transfer to MEXC, trade XLM for USDT, then trade USDT for CPH.
You can confirm the following information by joining their telegram channel, but you can download a mobile wallet for IOS or Android at these links:
For iOS users, our official Cypherium Wallet (version 1.1.5.) is available in the App Store: https://apps.apple.com/us/app/cypherium-wallet/id1504043056
For Android users, our official Cypherium Wallet (version 1.0.8.) is available on GitHub: https://github.com/cypherium/Cypherium-Wallet/blob/master/CPH.apk