Genius is a staking token. In exchange for locking your tokens, the project rewards you.
Think of Genius as a high interest CD that is designed to increase in price and retain value over time.
Unlike placing your money on Wall Street or in the banks, the contract is immutable. And it can't be used for any privileges.
By purchasing Genius, you get the opportunity to use the Genius app for staking. In exchange for locking your tokens, Genius rewards you with inflation built into the system.
Thus, in contrast to the banking model, where banks and institutions close to them get all the benefits of the current model - in the Genius model, YOU THE HOLDER gets inflation.