USDC investor turns $2M into 5 cents! Genuinely.

in crypto •  2 years ago 

USDC investor shells out $2M to receive $0.05 USDT trying to evade crash

This is truly true!

Soon after Circle revealed that Silicon Valley Bank did not transfer $3.3 billion of its USD Coin (USDC) reserves, the market responded with a massive sell-off — depegging the stablecoin from the US dollar. However, not all investors were lucky enough to walk away with their funds amid the uncertainty.

How could this happen?

Worth reading the whole thread.

the router mysteriously routed a $2M trade through a dead UniswapV2 pool with $2 of liquidity.

That is a seriously nasty attack. Looks like the trade didn't even set a max slippage. I know, in a tumbling market the price can run away beyond the set slippage, but just trade again.

In this case, a quick calculation would help. USDC market cap was about $40B, with about $3.3B seemingly stuck inside SVBank; so a 10% drop seems a cautious reaction without further knowledge of the next steps.

USDC currently trading at $0.905.

This is yet another example where Balancer weighted managed pools would algorithmically avoid such panics.

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  ·  2 years ago  ·  

Breaking: Circle discloses $3.3B tied up at Silicon Valley Bank

"Circle is currently protecting USDC from a black swan failure in the U.S. banking system," as he called for a SVB rescue plan from the Federal Deposit Insurance Corporation (FDIC).

wow, a Fed agency to rescue crypto!?

In a statement to Cointelegraph, a Circle spokesperson also stressed that SVB is "one of six banking partners Circle uses for managing approximately 25% of USDC reserves held in cash. While we await clarity on how the FDIC receivership of SVB will impact its depositors, Circle and USDC continue to operate normally."

Note:

that Silicon Valley Bank, a major financial institution for venture-backed companies, was shut down by California's financial watchdog,

for reasons as yet unclear!

Back to the future, 1900s style banking contagion - by design - then it was to usher in the Fed, and now!!?

  ·  2 years ago  ·  

To further add more consequences...

Coinbase announced that it is "temporarily pausing USDC:USD conversions over the weekend while banks are closed."

Such a move highlights the difficulty that centralized crypto companies are facing now that Silvergate is longer providing them with round the clock banking services.

What cannot be suspended is the frenzied panic within swap pools!
Understand how they work, and one may even be able to profit from the panic.

  ·  2 years ago  ·  

https://dfpi.ca.gov/2023/03/10/california-financial-regulator-takes-possession-of-silicon-valley-bank/

and

https://dfpi.ca.gov/wp-content/uploads/sites/337/2023/03/DFPI-Orders-Silicon-Valley-Bank-03102023.pdf?emrc=bedc09

  1. Liquidity and Insolvency
    On March 8, 2023, the Bank announced a loss of approximately $1.8 billion from a sale of
    investments (U.S. treasuries and mortgage-backed securities). On March 8, 2023, the Bank’s holding
    company announced it was conducting a capital raise. Despite the bank being in sound financial
    condition prior to March 9, 2023, investors and depositors reacted by initiating withdrawals of $42
    billion in deposits from the Bank on March 9, 2023, causing a run on the Bank. As of the close of
    business on March 9, the bank had a negative cash balance of approximately $958 million. Despite
    attempts from the Bank, with the assistance of regulators, to transfer collateral from various sources,
    the Bank did not meet its cash letter with the Federal Reserve. The precipitous deposit withdrawal
    has caused the Bank to be incapable of paying its obligations as they come due, and the bank is now
    insolvent.
  ·  2 years ago  ·  

Look at how pathetic and fragile the whole banking system is.

Silicon Valley Bank is a state-chartered commercial bank based in Santa Clara and is a member of the Federal Reserve System, with total assets of approximately $209 billion and total deposits of approximately $175.4 billion as of Dec. 31, 2022. Its deposits are federally insured by the FDIC subject to applicable limits.

So, SVB had assets of $209B one day, then suddenly they are short just $900M. That's about 0.5% of their assets. And they couldn't raise that!!??

wow

I want to know who withdrew those $42B! Coz that's more than their own reserves, which seem to be about $34B, just from the above figures.

  ·  2 years ago  ·  

Peter Thiel features prominently ;-)
will he save ETH, or is that collapse also part of the plan?