Image Source
Requesting reply, Dipankar Mondal.
Nowadays in most cases online recharge or money transaction or purchase is done.
How safe? There is no definite answer to this question. As long as there is no fraud, it is safe.
Online, step by step, danger traps are waiting. With enough care, any error can lead to deviation, causing huge damage to yourself.
It is difficult to predict how the fraud will happen.
An example is the recent incident in West Midnapore, India.
A shirt was bought from a famous site online with an account of six hundred rupees. After the delivery of the garment, it was found that there was a problem with the size of the garment, so in order to get it back, tell the deliveryman, the deliveryman, to contact a helpline, leave with a phone number.
The danger started from there.
After calling the helpline, they were asked to return the money and give the account number. It is then said, to install an application on the phone. After doing that, the phone goes off. And within a minute from that buyer's account, 99,600 / - is transferred to another account.
Since the phone is switched off as soon as the application is installed, the message of money transfer from the account can no longer be viewed. Next time, the bank went to update the passbook, the matter became known.
The mistakes that have been made here,
There was no need to tell the deliveryman to change or return the shirt. Because, in order to make a change, a request for return or replacement could be sent to the relevant site.
Before making the call, the helpline number provided by the delivery man should have been verified.
There was no need to give an account number on the phone. Because, in case of return, money, source account (the account from which the payment was made), the account is supposed to be credited automatically).
When it comes to refunds after making an online payment on a trusted e-commerce site, never ask for an account number from an e-commerce site.
- The application called on the phone should not have been installed.
So, these dangers happen from time to time online. And the same thing can happen with recharging or money transactions.
As a precautionary measure,
A) The credentials of the site from which the recharge is being made should be checked. It is important to recharge from the original network provider's site or application without recharging from a third party site.
B) Card information should not be saved in the payment gateway.
C) Transactions should not be done from any device other than your trusted device (computer, mobile, tab etc.).
D) In case of online fund transfer, the account number to which the money is being sent should be checked. The person to whose account the money is being sent, uses his name correctly and if the account number is given incorrectly, the money will be credited to the wrong account.
Because, as per the instructions of the Reserve Bank, online fund transfer is done on the basis of account number, not name.
It is important to keep the login ID and password used in online transactions to yourself.
Such precautions may greatly reduce the risk of danger.
So, how safe is it?
Much of that will depend on proper precautions.
Give your witness vote BlurtBangladesh
Blurt witness page: https://blurtwallet.com/~witnesses?highlight=blurtbangladesh
BlurtBD Curation project that supports all those talented authors who can contribute quality things to our Blurt Community.
Use tag BlurtBD and Join our Blurt Bangladesh Discord Community for more support. Thank you.
this is very important for online transaction.Because if you did a single wrong your money will be lost 😭
Amar kase mane hoy skrill ar Transactions onek safe, ami age aita use kortam but akon r use kori na