The Christmas is here again and the street and the entire towns are shining with different flowers and light. People are running up are down looking for a way to make family and friends happy.
But my friend let me remind you that Christmas is an annual event that last just for one or two days, so why must you spend all you have aquire in the past 12 month without any savings or investment again?
Christmas is not for competition: this is not the time to engage in competition with family and friends on who spend most. The amount you spend should base on the propulsion of your earning in the past 12 months.
Christmas is not a time to borrow and spend the joy of Christmas is no more there when you borrow money to kill cow. Goat or fowl, kill or buy what you can afford and be pleased with it.
Christmas is not for show off don't think Christmas is for show. Don't spend your entire savings just for a day enjoyment. Be wise.
Christmas day is just like all other days
Remember Christmas day has 24 hours, day and night just like all other days. Do go beyond your limits just for a day.
This is a good advice as people go on to spend carelessly in Xmas forgetting their worth