Works like SPI, which was Steem Power Investments, then switched over to Hive and had really done well in the investing, even with a dropping base investment. The HIVE is leased out to buyers who use it for Delegations, and the returns are almost as good as constantly using all your voting power up daily. So the SP/HP/BP "stacker types" who do not post as much can earn bigger returns, with less effort.
I had a LOT of "SPI" and in a year plus it really looked great and I cashed (almost all of) it out. I then took those proceeds and purchased GOLD.
This is part of the coins, these are the $5 denomination (half-eagle) size from when we had real Gold and Silver money in the USA. So think just under 1/4 ozT of pure GOLD in a coin that has roughly 4% copper and Silver to alloy the Gold for hardness. Because these older versions were circulated.
So think about this, LEO is over 2x value of Hive right now, and on the upward swing. The template is great, SPI made HIVE an awesome basis, HIVE dropping rarely ever hurts the SPI value. Because it is backed by ~40% BTC and ~40% USDT which are both blue chips. The growth potential of LEO should even make LBI a better option.