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Low-income people can now take a loan of up to Tk 27 lakh under a new product of Bangladesh House Building Finance Corporation (BHBFC) to build a house. This product named 'Swapnid' was officially launched on March 19.
This loan can be availed for construction of house or house of more or less 1000 square feet. However, in order to get this loan, there is a condition that the customer should have at least 10 percent of the money. That is, if there is own investment of 3 lakh rupees, this government institution will give a loan of up to 27 lakh rupees for the construction of that house.
To get this loan based on Bangladesh area, two types of interest rates have been determined. For this loan, the recipient outside Dhaka and Chittagong City will have to pay interest at the rate of 8 percent per annum. In that case, the monthly installment of this loan for 25 years will be 771 taka 20 paisa for every 1 lakh taka. On the other hand, if any customer wants to take this loan within Dhaka and Chittagong city area, the interest rate for them will be 9 percent. In that case, the monthly installment for a period of 25 years will be 839 taka 20 paisa. News Jumbangla Desk.
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