TLDR; 4.22% interests after fees.
Join Wise to start earning passive income!
With Wise account, you can turn on the Interests Feature, which entitles you to earn 4.22% Variable annual interest rate. However, there is a Service fee 0.19% annually, and Fund management fee 0.10% annually.
Here is the details:
What is the variable annual interest rate?
This is how much your money could grow by over the next year - even after fees have been factored in.
The rate is based on the amount of interest the fund made in the last 30 days. The interest it gains is always similar to the rate set by the Bank of England, which can vary throughout the year.
How the fees work
The annual service fee is 0.19%. It’s calculated daily based on the amount you hold in the fund — you’ll be charged on the 1st day of each month from your invested balance or jar. If you don’t have enough money, we’ll take it from another balance that does have money in it.
This fee applies to the total amount in your invested balance. For example — if your balance stays at 1,000 GBP for a year, you’ll pay 1.90 GBP in fees.
The annual fund management fee is 0.10%. BlackRock includes it in the value of your investment, so you won’t see it charged as a separate fee.
TLDR; 4.22% interests after fees.
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Wise (formerly TransferWise) is an online banking service that allows users to send and receive money from abroad without having to pay hidden fees. It is a fast, secure, and reliable way to make international payments. Using Wise, users can easily send money to over 50 countries with the click of a button. With competitive exchange rates and low fees, it's a great choice for sending money abroad.
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