Why Genesis going into bankruptcy is good for Bitcoin

in bitcoin •  2 years ago 

Genesis, the lending platform, went into Chapter 11 bankruptcy last week.

Their business model was as follows: bitcoin holders were persuaded to join Earn/Lend programs where they earned a small amount of interest. But bitcoin is a proof-of-work coin, not a proof-of-stake one, so where was the interest coming from?

These Earn programs lent the coins to Genesis, who re-lent them at a higher interest to short-sellers. The difference between the two interest rates was Genesis' profit. The short-sellers then sold the coins, bought them back cheaper, and returned the coins with interest; their profit was the sell price less the buy price less interest.

Thus bitcoin owners seeking a small amount of interest enabled short-sellers to drive bitcoin's price from $69,000 to $16,500.

With Genesis gone, short-sellers are going to struggle to borrow the coins they need. No wonder bitcoin has perked up!

Authors get paid when people like you upvote their post.
If you enjoyed what you read here, create your account today and start earning FREE BLURT!